Send money without borders
in seconds
A non-custodial account to hold, invest and convert: stablecoins, native BTC and tokenised stocks. And a cash exit across Cuba whenever you need one.
Keeping your money to hand was never this easy
Hold it, move it across networks, switch asset or take it out in cash. All from the same account and without asking anyone for permission.
Save on every move
And when you want it in hand: cash at partner pickup points across Cuba.
Cash payout
−400 USDC
On-chain deposit
+1,200 USDT
You choose how you take it out
You take your balance out in USD, EUR or CUP, by whichever route suits you: cash at your door, cash at a pickup point or a transfer to your bank account. The amount you see here is the one you get.
Withdrawal simulator
You convert
USD 100.50
You get
USD 100.00
0.5% fee · no hidden spread on the rate
You convert
USD 113.75
You get
EUR 100.00
2.0% fee · no hidden spread on the rate
You convert
USD 100.00
You get
CUP 102,200
Available · 45 min
At any of the 214 pickup points on the network, with your ID card.
Available · 0-72h
A courier brings it to your door, in provincial capitals.
Available · 0-72h
Straight to a USD bank account.
Straight to a EUR bank account.
To your account at a Cuban bank, in CUP or MLC.
The best rates, always
We publish the USD, EUR and CUP rate every day and charge a flat fee. No hidden margin in the exchange: the rate you see when converting is locked in even if the market moves while the operation completes. And if you would rather negotiate, P2P lets you set your own.
See the full rate sheetToday's rate
USD
Market average · 0.9387
0.995
+6%EUR
Market average · 0.8216
0.8791
+7%CUP
Market average · 875
1,022
+16.8%
User-to-user P2P
3 open offers
USD 500 · 418 CUP
In escrow
EUR 200 · 452 CUP
In escrow
Your money sits behind several keys and one is always yours
Tropy is a non-custodial multisig protocol. Nobody — us included — can move your funds alone: every operation needs several signatures, and one of them is yours.
Multisig vault
No order goes out on a single signature. Your funds live in a vault with several keys, and no one of them is enough.
Your keys, your funds
You can export your private keys and withdraw your money whenever you want, without asking us. We hold nothing.
Sign from your phone
Passkeys, 2FA and a notice for every pending signature. You authorise everything from the app, without calling anyone.
How the people who have it use it
People who keep their money here and take it out where they need it. This is what they say.
USD 2.1M
Moved per month
38,400
Active accounts
97.4%
Payouts in under 2 h
4.9 / 5
Average rating
Yisel P.
USDCLa Habana
My clients pay me in USDC and I take out what I need at the Centro Habana pickup point the same day. Getting paid used to take me a week.
Reinier G.
USDTHolguín
I hold USDT and take it out in cash in Holguín. The rate I see when converting is the one I get, not a cent less.
Dayron A.
USDCSantiago de Cuba
I use P2P to trade with another user and the escrow has not failed me once in forty trades.
Marlon T.
USDCCamagüey
I invoice a studio in Barcelona and the balance lands in my bank account within a quarter of an hour. No middlemen and without leaving the house.
Claudia R.
BTCMatanzas
Whatever I don't send, I keep in bitcoin and stocks. It's the first time in my life I've actually saved.
Osmany L.
USDTGuantánamo
I get paid by clients in Panama and Mexico, and ask for home delivery in Guantánamo. At that distance, having it brought to me is everything.
And what you do not spend, put it to put to work
From 10 USD you can move your balance into bitcoin or into tokenised stocks from the big exchanges, available 24/7 from the same account. And when you need to, you sell and take it out in the same operation.
See available assetsYour balance, invested
Available balance
USD 1,250.00
- +2.4%
Bitcoin
BTC
+3.2%Nvidia
NVDAx
+1.1%Apple
AAPLx
+0.8%S&P 500
SPYx
-0.6%Tesla
TSLAx
All of Cuba, province by province
214 owned and partner pickup points across the 15 provinces and the Isle of Youth, run with regulated partners in the country. Coverage is the same in Havana as in Guantánamo, and all three payout routes work in every one of them.
- Cash at a pickup point · 45 min
- Delivered to their door · 24 h
- Bank transfer · 15 min
Pickup point network
La Habana
42
Santiago de Cuba
24
Holguín
19
Villa Clara
16
Camagüey
15
Matanzas
12
Granma
11
Pinar del Río
10
Ciego de Ávila
10
Sancti Spíritus
10
Las Tunas
9
Guantánamo
9
Cienfuegos
9
Mayabeque
7
Artemisa
6
Isla de la Juventud
5
214
Pickup points
16
Territories
41 min
Average payout
Frequently asked questions
The essentials: what Tropy is, and what happens to your money inside it.
Can't find your answer?
We reply in under 5 minutes, in Spanish or English, wherever suits you.
What is Tropy Cash?
A non-custodial wallet that you control. Multisig means it takes two or more keys to move the money, and that we never hold enough of them: nothing leaves without your signature. From a single account you hold, receive, swap and send crypto on the EVM networks — Ethereum, Base, Polygon and company — and you also get your own address on Bitcoin, Solana and TRON, all born from the same seed: it is one account with several doors, not four separate wallets. And what sits inside you can leave alone, invest in bitcoin or tokenised stocks, or take out in cash across Cuba.
What account types are there?
Three. The personal one, for your own use or as a freelancer: no monthly fees and instant transfers. The agency one, meant for local exchange houses, with API access, high liquidity, automatic swaps and priority support. And the merchant one, for anyone who buys, sells and trades tokens on the P2P market, with round-the-clock operations and no permissions.
Can I export my keys and take my money out?
Yes, and without asking us. Your EVM account is a Safe vault: you can open it in Safe itself with either of its owners — the key from your login and the one your passkey generates — and move the funds from there. For Bitcoin, Solana and TRON you just export the private key from the app and import it into whichever wallet you prefer: MetaMask, Trust Wallet, any of them. If Tropy disappeared tomorrow, your money would still be yours and still within reach.
Do I have to pay gas or hold network tokens?
No. Tropy pays the gas, so you never need spare ETH, POL or any other network token just to sign an operation. The one exception is TRON, where that cost is folded into a withdrawal fee. Either way you never have to buy a token you were not going to use just to move your own money.